Appraisal services for Cape Coral and Lee County homeowners

See the top 7 reasons FL homeowners order from Premier Appraisals:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge Lee county's assessment of your propertyvalue
  3. Remove PMI to cut your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a FL divorce, when property needs to be divided
  7. Determine the true market value of property in question to settle an estate

Need help deciding the value of your house in or near Cape Coral, FL?
Contact Premier Appraisals.

At Premier Appraisals, we understand the individual needs of a consumer seeking appraisal services. Our usual business clients are used to the appraisal process and the usual "products" we deliver to them. As our valued client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to remove PMI?

An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Premier Appraisals, we're experts in helping people just like you get rid of unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining or is not appreciating as much as other houses nearby. That only means you're probably paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Premier Appraisals is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Premier Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.